The 1964 Kennedy Half Dollar is more than just a coin — it’s a piece of history and, for some, a hidden treasure. This coin was made to honor President John F. Kennedy right after he was sadly assassinated. While many people know it has silver in it, few realize some versions of this coin are worth a fortune — up to $200,000! In this article, we’ll explain why these coins are so special, how to recognize the rare ones, and what you should do if you think you have one.
The History Behind the 1964 Kennedy Half Dollar
The Kennedy Half Dollar was first made in 1964, just a few months after President Kennedy died. The U.S. Mint worked fast to create this coin to remember him. The front of the coin (called the obverse) shows a portrait of Kennedy, designed by Gilroy Roberts. The back (the reverse) features the Presidential Seal, designed by Frank Gasparro.
What makes the 1964 coin really special is that it was the only year it was made mostly from silver — 90% silver and 10% copper. This makes it more valuable than coins made from cheaper metals. But the real value comes from some very rare types of this coin.
Rare and Valuable Varieties of the 1964 Kennedy Half Dollar
Not every 1964 Kennedy Half Dollar is worth a lot. Some are common and only worth their silver content, but a few rare varieties can be worth thousands or even hundreds of thousands of dollars.
1964 SMS (Special Mint Set)
The 1964 SMS coins are extremely rare — only about 12 to 50 of these are believed to exist. They have a smooth, satin-like finish with very clear details and special polishing marks. In 2019, one sold for $156,000, and today similar coins can go close to $200,000!
“Accented Hair” Proof
This is another rare version. It was an early design that was quickly changed, making it a collector’s item. The special features to look for are:
- More detailed hair above Kennedy’s ear
- The letter “I” in “LIBERTY” missing a small serif (a tiny line at the end of the letter)
These coins can be worth from $500 to several thousand dollars, especially if they are in perfect condition.
High-Grade Regular Coins
Even regular 1964 Kennedy Half Dollars can be valuable if they are in perfect shape. Coins graded MS65 (Mint State 65) or higher can be worth quite a bit, especially if they have a strong contrast between frosted designs and shiny backgrounds.
How to Check If Your Coin Is Valuable
Wondering if your Kennedy Half Dollar is worth money? Here are some easy steps:
- Look at the Finish: A smooth, satin-like texture might mean it’s an SMS coin. A shiny, mirror-like surface usually means it’s a proof coin.
- Check for Rare Features: Look above Kennedy’s ear for the “Accented Hair” style. Also, check the “I” in “LIBERTY” for the missing serif.
- Examine Condition: Use a magnifying glass to check for scratches, wear, or damage. The better the condition, the higher the value.
- Get It Graded: Professional services like PCGS or NGC can give your coin an official grade, which helps prove its value to buyers.
Why Are These Coins So Valuable?
The value of these coins comes down to three main things: rarity, condition, and demand. SMS coins are super rare, “Accented Hair” proofs are unusual, and high-grade coins look amazing. Because of this, collectors are willing to pay a lot of money. If you find a 1964 Kennedy Half Dollar in your collection or at home, it might be worth much more than you think — but only if it’s one of the rare types or in top condition.
Conclusion
The 1964 Kennedy Half Dollar is not just a piece of metal; it’s a story of history and hope. For collectors, it’s also a chance to find something truly special. Whether you have an SMS coin, an “Accented Hair” proof, or a high-grade regular coin, these coins can be worth thousands to hundreds of thousands of dollars. If you think you have one, take the time to inspect it carefully, and consider having it professionally graded. You might be holding a small fortune in your hands!
Faq’s
Why are some 1964 Kennedy Half Dollars worth so much?
Some 1964 Kennedy Half Dollars are rare because of special versions like the SMS (Special Mint Set) or “Accented Hair” proof, and their condition. These rare coins can be very valuable to collectors.
How can I tell if my 1964 Kennedy Half Dollar is a rare type?
Look for a smooth satin finish for SMS coins, or check if the hair above Kennedy’s ear is more detailed and if the “I” in “LIBERTY” is missing a small serif. Also, coins in perfect condition usually have higher value.
Where can I get my coin officially graded and appraised?
You can send your coin to professional grading services like PCGS or NGC. They evaluate the coin’s condition and give it a grade that helps determine its value.
